Salaried class :
Salary certificates or certified copies of salary certificates with deductions for the past 6 months.
Availability of salary deduction for housing loan installments.
Form 16 from the employer for the past 3 years.
Self-employed / business class :
Balance sheet and profit and loss account for the past 3 years.
Statement of total income and income tax assessment orders and returns for the last 3 years.
Brief note on the nature of business, year of establishment, present bankers, form of organisation and the capacity in which the applicant is engaged.
Net worth of the applicant/ co-applicant.
Age proof of the applicants.
Guarantor forms along with networth proof / income proof. Number of guarantors as per the norms of the company.
Original title deeds tracing the title of the property for a minimum period of last 13 years.
Encumbrance certificate for last 13 years.
Agreement of sale/construction, if any.
Approved plan/license.
ULC clearance/conversion order, etc.
Receipts for having invested the margin money through normal banking channels from the Non-Resident (External) account in India and/or the Non-Resident (Ordinary) account in India.
Latest tax paid receipt.
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